The Right Place's Role as a Navigator

  • We are a resource where consumers can get free and unbiased information about getting health coverage.
  • Our job is to make sure that consumers get free help enrolling in the plan that's best for them.
  • We provide assistance to individuals, families, and small businesses.
  • Our assistance is face-to-face, unbiased, and confidential.
  • We can answer all of your questions about, applying to, and enrolling in the Health Insurance Marketplace, including appealing decisions made by the Marketplace and requesting exemptions from the Individual Shared Responsibility Payment (the FINE).
  • Our service area covers ten counties: Calhoun, Cherokee, Clay, Cleburne, DeKalb, Etowah, Marshall, Randolph, Saint Clair, and Talladega.
  • We have team of Navigators ready to serve your community: Valerie Mason, Julie Hope, and Jeff Nelson.To schedule an appointment call our Navigator team members, or click to email: Valerie at 256.770.5243, Julie at 205.305.6506, or Jeff at 256.238.6231
For service 24 hours a day, seven days a week, you can also contact the Marketplace Call Center, to apply by phone call 1.800.318.2596 (TTY: 1.855.889.4325) or apply online at HealthCare.gov.

Here are the most important dates for 2015 coverage

December 15, 2014: The last date to enroll for coverage that starts January 1, 2015

December 31, 2014: Date when all 2014 Marketplace coverage ends, no matter when you enrolled

January 1, 2015: The date 2015 coverage can start if you apply by December 15, 2014, or if you accept automatic enrollment in your 2014 plan or a similar plan

February 15, 2015: The last day to enroll in 2015 coverage. If you miss this deadline, you can’t sign up for a health plan inside or outside the Marketplace for the rest of 2015. 
The only exception is if you qualify for a Special Enrollment Period.
Medicaid, AllKids (CHIP), and SHOP – apply any time

Use the Marketplace to get covered

The Health Insurance Marketplace helps uninsured people enroll in health coverage. Fill out a Marketplace application and we’ll tell you if you qualify for:
Medicaid and AllKids, a.k.a. the Children’s Health Insurance Program (CHIP). These programs provide free or low-cost coverage to millions of families with limited income. Many states are expanding Medicaid to cover more people. Find out what Medicaid expansion means for you.

Fees, exemptions, and qualifying coverage

Three more things to know

  1. If you’re eligible for job-based insurance, you can consider switching to a Marketplace plan. But you’ll qualify for premium tax credits and other savings based on your income only if the job-based insurance isn't considered affordable or doesn't meet minimum value requirements.
  2. If you have Medicare, you’re considered covered and don’t have to make any changes. If you have Medicare, you can’t use the Marketplace to buy a supplemental plan or dental plan.
  3. You can buy a plan outside the Marketplace and still meet the health care law’s coverage requirements. But if you buy outside the Marketplace, you won’t be eligible for premium tax credits or other savings based on your income.

The Right Place's Commitment to Community Outreach

  • We are a resource where consumers can get free and unbiased information about getting health coverage.
  • We plan events and provide presentations that offer information about the Marketplace, health coverage options, and enrollment assistance.
  • We provide services to vulnerable or mobility impaired community members.
For education and outreach services on the Affordable Care Act, the Health Insurance Marketplace, and Health Insurance Utilization for your community, agency, organization, church, or small business contact one of our Navigator team members, or click to email: Julie at 205.305.6506, Jeff at 256.238.6231, or Valerie at 256.770.5243